CONFIDENTIALITY AND DATA PROTECTION POLICY

Visiting our website does not require the user to provide information of any kind. However, should the user provide any personal information, all data collected by our website will be used in the manner, for the purpose and within the rights and limitations as set out in Spanish Organic Law 15/1999, of 13th December, on Personal Data Protection. All data provided by the user will be stored in personal data files belonging to CREDITSERVICES S.A, and it will be kept confidential by our company.

By providing their personal details, the user expressly agrees to such data being stored in personal data files belonging to CREDITSERVICES, S.A., as well as to it being processed - either by computer systems or otherwise - in order for it to be used by our company, both for commercial purposes and in the fulfilment of the activities inherently associated with the object of our company. The user expressly authorises CREDITSERVICES, S.A. to use and store such information as well as to conduct marketing analyses in order to adapt its products to their specific customer profile.

CREDITSERVICES, S.A. will delete the stored data when it is no longer necessary or relevant for the purpose for which it had been collected or recorded.

In cases where the stored data is used for purposes other than those for which it had been collected or recorded, prior consent from the relevant party will be required.

CREDITSERVICES, S.A. has taken the necessary technical and organisational measures to ensure the safety and integrity of all data, as well as to prevent tampering, loss and unauthorised access and processing thereof.

Users whose details are being stored and processed may exercise their rights of objection, access and information, rectification, cancellation of their data as well as of withdrawal of their authorisation, without retroactive effect, free of charge and in the terms as set out in Spanish Organic Law 15/1999, of 13th December, on Personal Data Protection. Such rights may be exercised by written communication addressed at CREDITSERVICES, S.A. Avenida Meridiana 354, 1º 08027, Barcelona (Spain).

Upon collecting the data, the required or not required nature thereof will be indicated.

Since users of our website are sometimes obliged to provide their email address - such as when they contact our company by email - they will be able to express that they do not wish to receive any communication from CREDITSERVICES, S.A., provided that such communication is not strictly necessary for the purpose for which the service was requested.

Moreover, CREDITSERVICES, S.A. will make available to those users who had signed up to any type of mailing list through our website the necessary means to unregister from it.

DATA SAFETY AND INTEGRITY

Our data is treated as a valuable asset which must be protected from any potential loss or unauthorised access. We use data safety techniques in order to duly protect confidential information from any unauthorised access, both by external users and by our own staff.

Access to customer data is limited to those employees who need to make legitimate use thereof for the performance of their duties.

CREDITSERVICES, S.A.'s Internet sites and backup systems use common computer protection resources, control processes and encryption to protect confidential information from unauthorised access.

LINKS TO OTHER WEBSITES

CREDITSERVICES, S.A. cannot be held liable for the information and other content which is found in third-party spaces or web pages and which is accessible from the CREDITSERVICES, S.A. portal by means of links or hyperlinks, nor for the information and other content which is found in third-party spaces or web pages from which the CREDITSERVICES, S.A. portal is accessible by means of links or hyperlinks, nor for the information and other content which is found in any third-party web page and which has the appearance or distinctive signs of CREDITSERVICES, S.A., unless with the express authorisation of the latter. In the regard, the presence of a web link does not imply the endorsement of the company, its web site or the products or services that it advertises or sells. Therefore, our company recommends that the confidentiality notices of such web sites be read.

ANONYMOUS USE OF OUR WEBSITE

CREDITSERVICES, S.A. only collects and stores the following information about users of our website:

1. 1. The Internet Service Provider (IPS) domain name. This way, we can gather statistical information about what countries and servers visit our website most frequently.
2. 2. The date and time of access to our website. This allows us to know what times have the most traffic, and to make the necessary adjustments to avoid problems due to congestion during peak times.
3. 3. The Internet address of the site containing the link that redirected the user to our website. Thanks to this information we know the effectiveness of the links to our server.
4. 4. The number of daily visitors for each section. This allows us to know which the most successful areas are, and to enhance and improve their content in order for the users to have a more satisfactory experience.

Therefore, the information collected is totally anonymous and under no circumstances can it be associated with a particular user or identify them.

DISCLAIMER

CREDITSERVICES, S.A. reserves the right to update, modify or delete the information on its website and even restrict or deny access to such information.

CREDITSERVICES, S.A. makes no guarantee as to the uninterrupted access, correct display, download or usefulness of the elements and information on its website, which may be affected, impaired or interrupted by factors or circumstances beyond its control.

CREDITSERVICES, S.A. accepts no responsibility for the accuracy or possible damages from third-party information.